Here you can find a selection of Money Management Tools to help you navigate your financial life now and in the future.
From the Government of Canada – Money and Finances
Budget Planner - Create your budget and receive personalized tips to improve your finances.
Mortgage Qualifier Tool - Find out if you can qualify for a mortgage based on the property you want, your income and your expenses.
Bank Account Comparison Tool - Compare bank account interest rates, monthly fees, transaction fees and services.
Credit Card Comparison Tool - Compare credit card interest rates, annual fees, rewards and other features.
Financial Literacy Self-assessment Quiz - This a helpful quiz to test your money management skills and knowledge.
Canadian Financial Literacy Database - A one-stop source for resources and events from Canadian organizations on budgeting, saving, investing and more.
Financial Planning Booklets
Here you can find three interactive workbooks to help you work on your financial goals, budget, debt management and saving strategy
From Prosper Canada - Managing your Money Booklet PDF
Managing Your Money: Tools and tips to help you meet your goals feature several interactive worksheets to help Indigenous individuals and families to set and work toward their money goals.
Dealing with debt: Tips and tools to help you manage your debt provide a series of seven worksheets to help you manage your debt and offer tips on how to reduce it. The worksheets can help you identify money priorities, calculate what you owe, and strategize how you can pay down debt. Dealing with debt also provides information about reviewing credit scores and credit reports.
Soaring your Savings Booklet PDF - This set of seven worksheets provides tips and tools to help you save for different kinds of goals.
Budgeting for Post-Secondary Students
Here you can find some of the best budget templates from trustworthy sources designed to help Canadian Students create an easy-to-follow budget that works as a money roadmap while in school.
Student Budget Worksheet from the Financial Consumer Agency of Canada
Student Budget Worksheet from My Money Coach
Student Budget Calculator from the Royal Bank of Canada
Expand Your Financial Literacy Skills
Here you will find a variety of online resources and articles specific to post-secondary students to help you improve your financial
Budgeting for Student Life from the Financial Consumer Agency of Canada
Student Aid and Education Planning from the Government of Canada
Education Funding from the Government of Canada
Money Management Tips for Post-Secondary Students from Mymoneycoach.ca
How to take control of your finances while in college/university by Mymoneycoach.ca
Co-develop and pilot new Virtual Tax Filing services to help people access critical income benefits while protecting the health of community staff, volunteers and service users and the privacy of tax filers.
Financial Relief Navigator (Prosper Canada)
Learn about the help you can get to raise your income or lower your expenses in these challenging times.
Calculators
There are many free online tools and calculators to help you manage your money, calculate savings, calculate interest or amounts owed, or plan for your future. Try a few and see which ones are right for you.
From the Government of Canada – Money and Finances
Financial Goal Calculator - Calculate how to pay down your debt and reach your savings goals.
Mortgage Calculator - Calculate your mortgage payment schedule and how to save money by making prepayments.
Vehicle Lease or Buy Calculator - Compare the costs of financing or leasing a vehicle.
Retirement Income Calculator - A step-by-step calculator to help you estimate your retirement income, employer pensions and other sources of income.
Credit Card Payment Calculator - Find out how long it will take to pay off your credit card and explore options to pay it back faster.
Compound Interest Calculator (Get Smarter About Money) - Find out how your investment will grow over time with compound interest.
Debt management calculators (Credit Counselling Society) - These calculators can help you to see how much interest you are paying on your loan or credit card, how long it could take you to pay off your loan, and other debt-related calculations.
Education Cost Calculator (Get Smarter About Money) - Use this calculator to estimate the cost of your post-secondary education and see if your planned savings will be enough. If you have a funding shortfall, use the debt calculator to compare up to 3 different loan and repayment options.
SmartSAVER Savings Calculator (SmartSAVER) - Use this calculator to see how your education savings could add up year by year.
Spending Habits Calculator (Get Smarter About Money) - Use this calculator to see how changes to your spending habits can impact your budget and help you save more of your money.
TFSA Calculator (Get Smarter about Money) - Use this calculator to estimate the value of the investments in your TFSA when you’re ready to withdraw them, and compare this amount to the value of your investments in a non-registered plan to see your overall estimated tax savings