Ontario Student Assistance Program (OSAP)

OSAP applications for the Academic Year 2016-2017 (programs starting between August 1, 2016 and July 31, 2017) are available at the OSAP (opens new window) website.

If you have been approved for OSAP funding for 2016-17 year, your enrolment will be confirmed 15 days before the semester start, if you have:

  • selected your timetable
  • registered to at least 60 percent course load hours (40 percent if you have a documented disability)
  • submitted all required OSAP documents
  • no "holds" on your student account
  • been successful in the previous semester(s)

A few reminders:

  • It is your responsibility to ensure that your tuition has been paid in full even if you indicated "Yes" to tuition redirect on your OSAP application. Please ensure that you have no outstanding balance from the previous semester by checking your account balance on MOCOmotion.
  • You need to make a minimum $500 deposit to select your timetable if you are starting the first semester of the academic year (2016-2017) or the first semester of your program in the Fall semester. You will not be able to choose your timetable if you have not paid the required deposit. If you did not make a payment by the deadline date indicated on your fee statement, a late fee of $150 will be applied to your account. Read the Fee Payment and Reference Guide (opens PDF, 1mb).
  • Your OSAP application included estimates of your study period income. You need to update the Financial Assistance Office on any changes to the income estimated on your OSAP application. Failure to do so may cause income variance restrictions and impact your future OSAP funding.

Are you going to be on your Co-op work term? Make sure you complete the Continuation of Interest Free Status/Confirmation of Enrolment Form (Schedule 2) (opens PDF, 222kb) every semester to avoid being charged interest on your OSAP loan.

Any questions or concerns regarding your OSAP should be directed to your Financial Assistance Advisor (based on the first letter of your last name).

2017-18 OSAP Transformation

Paying for College: Tuition and Financial Assistance
How much does it cost to study at College?

Expenses you can expect:

  • Tuition:Mohawk College tuition costs can vary from program to program, semester to semester. Tuition for specialized programs is often higher.
  • Equipment, Books and Supplies:The cost to purchase equipment and supplies is in addition to the cost of tuition fees. You need to budget for these expenses.
  • Ancillary Fees:The ancillary fees can be between $650 and $700 per semester. The fees include many of your student support fees, for example student activity fees, general service fees, athletic fees, health and dental insurance and HSR bus pass. For more info visit the Fees and Finances page.
  • Living Costs:Expenses can include housing/residence, transportation, food, clothing and incidentals.

Available financial support:

  • Government Funded Support: Ontario Student Assistance Program (OSAP) (opens new window) includes provincial and federal funding. The targeted grants and loans are widely used by students to help with their educational and living costs. The government expects students receiving OSAP to contribute $3,000 towards their educational costs. Depending on your status (married, single, recently graduated high school, etc.), there may also be parental or spousal contributions expected.
  • Mohawk Scholarships and Bursaries:You should complete a Financial Need Assessment Profile (FNAP) each semester. Thanks to generous community donors and institutional support, Mohawk has numerous awards available to students each year.
  • Additional Supports:You may not receive enough OSAP funding to cover your costs. You need to take the time to research available external funding opportunities to supplement your OSAP and possible Mohawk award funding.

Help with money management

Once you have your funding secured, you need to manage it. Mohawk’s Mo' Money Resource Centre educates and supports students to become more confident with their finances. You should take advantage of the information available online, in the Centre and at workshops provide throughout the year.

Read more about Mo' Money.

What’s happening with OSAP?

Starting in 2017-18, OSAP will be changing. The 2016 Ontario Budget announcement referenced that Ontario’s OSAP grants and loans programs are being merged together into one up-front grant program, Ontario Student Grant (OSG).

Highlights of the Ontario government announcement:

  • Ontario’s student aid transformation will make average tuition free for students with financial need from families with incomes of $50,000 or lower, and will make tuition more affordable for middle-class families.
  • No Ontario student will receive less than they are currently eligible for through the 30% Off Ontario Tuition Grant (OTG).
  • Students will continue to be expected to contribute $3,000 annually towards their educational costs.
  • OSG will be indexed to tuition fee increases.
  • Eligibility for grant support will no longer be tied to the number of years a student has been out of high school. Grants will be available for mature and married students.
  • Parental and spousal contributions are expected to be lower.
  • Ontario weekly assistance maximum levels will be raised for individuals, and married and sole-support parents.
  • Maximum OSAP debt level will be capped at $10,000 annually for higher-income families.
  • Ontario will continue to offer financial assistance for students who have difficulties repaying their student loans.

Starting in 2018-19, the government plans to implement net tuition billing. Essentially, net tuition billing means you would only be billed for what you actually owe once OSAP and institutional aid are taken into account.
 

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