Ontario Student Assistance Program (OSAP)

The Ontario Student Assistance Program ( OSAP ) is a financial aid program that can help you pay for college, offering a mix of grants and loans to help students afford their tuition, books and lifestyle needs.

On this page:

An introduction to OSAP

We recommend you review the OSAP website carefully to understand the application and approval process, and how you will receive your funds. It’s important that you meet all requirements throughout the process.

OSAP website

Take advantage of helpful tools on the OSAP website, including calculators to help you plan.

8 Tips for OSAP Success

When you apply for OSAP, there are forms, deadlines, rules, and responsibilities. These tips will help you get started and stay on track.

  1. Mark your calendar. There are many OSAP dates and deadlines.
  2. Pay the deposit first. You must pay your Mohawk tuition deposit before applying to OSAP.
  3. Take your time and read carefully. OSAP is a detailed process. Allow yourself time to avoid delays.
  4. Budget carefully. OSAP is paid in two instalments. Budget carefully to manage your commitments.
  5. Apply each year. OSAP is applied for each year. Understand all the rules to avoid surprises.
  6. Everyone should apply! When you apply for OSAP you will automatically be considered for loans (money you need to repay once you’re done school) and grants (money you don’t have to pay back). If you don’t want to take a loan, you can decline it after your application is approved.
  7. Once you submit your OSAP application, you can no longer edit it.  If, however, circumstances in your life change before or during your study period like your income, marital status, family size, access to transportation, etc., you must notify the Financial Assistance department in order to update your OSAP application.

  8. It’s not too late... You can apply for OSAP even after the start of classes and up to 60 days before the end of your study period.


Applying for OSAP

Full-Time Student OSAP Application

Use this application to apply for OSAP if you're taking 60% or more of a full course load or 40% if you have a permanent disability.

Apply for Full-Time OSAP now


MicroCredential OSAP Application

Use this application to apply for OSAP if you're taking a micro-credential.

Go to Mohawk's Microcredential Page

Apply for OSAP Microcredentials

Part-Time Student OSAP Application

Use this application to apply for OSAP if you're taking 20% to 59% of a full course load.

Apply for Part-Time OSAP now


Continuation of Interest-Free Status

Use this application if you're not applying for OSAP and are in full-time studies. It will keep your previous full-time OSAP loans in interest-free status so you do not have to start repayment.

Apply for interest-Free Status

Get help with OSAP

Questions about your financial options? Contact Financial Assistance.

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